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How to Prepare for an Appraisal
For homeowners, a real estate appraisal is the linchpin to buying or selling their home. It allows the property transactions to occur among the buyer, seller, real estate agent and mortgage lender.
Before an Appraiser arrives, there are a few things you should know. By law, an appraiser must be state licensed to perform appraisals prepared for federally related transactions. Also by law, you are entitled to receive a copy of the completed appraisal report from your lender.
To facilitate the appraisal process, it's beneficial to have these documents ready for the appraiser:
- A plot plan or survey of the house and land (if readily available)
- Information on the latest purchase of the property in the last three years
- Written property agreements, such as a maintenance agreement for a shared driveway
- List of personal property to be sold with the home
- Title policy that describes encroachments or easements
- Most recent real estate tax bill and or legal description of the property
- Home inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and wells
- Brag sheet that lists major home improvements and upgrades, the date of their installation and their cost (for example, the addition of central air conditioning or roof repairs) and permit confirmation (if available)
- A copy of the current listing agreement and broker's data sheet and Purchase Agreement if a sale is "pending".
- Information on "Homeowners Associations" or condominium covenants and fees.
- A list of "Proposed" improvements if the property is to be appraised "As Complete".
Once your appraiser has arrived, you do not need to accompany him or her along on the entire site inspection, but you should be available to answer questions about your property and be willing to point out any home improvements.
Here are some other suggestions:
- Accessibility: Make sure that all areas of the home are accessible, especially to the attic and crawl space
- Housekeeping: Appraisers see hundreds of homes a year and will look past most clutter, but they're human beings too! A good impression can translate into a higher home value
- Maintenance: Repair minor things like leaky faucets, missing door handles and trim
- FHA/VA Inspection Items: If your borrower is applying for an FHA/VA loan, be sure to ask your appraiser if there are specific things that should be done before they come. Some items they may recommend might be: Install smoke detectors on all levels (especially near bedrooms); install handrails on all stairways; remove peeling paint and repaint the effected area; provide inspection access to the attic and crawl spaces.
Fast, Accurate and Highly Professional Appraisal Services in Reno and the surrounding Counties is our specialty. With many years of residential valuation experience in Washoe County (Reno, Sparks, Stead, Cold Springs, Lemon Valley, Golden Valley), Carson City/County, Lyon County, Churchill County (Fallon, Fernley, Yerington) and Douglas County, we have a track record of reducing lenders time, efforts and costs in managing the appraisal process.
We are dedicated to excellence, and taking the best possible care of our clients, your clients and you! Each appraisal report is written with a pinpoint focus on detail, accuracy and consistency. This assurance of clarity has been proven to promote a quick passage through the underwriting and review process. Our intention is that once a report is delivered, it is never revisited!
We are a leading provider of appraisals for:
Primary and Secondary Mortgages
Mortgage Refinancing
Private Mortgage Insurance Removal
Employee Relocation
Estate Planning
Divorce Settlement
Our investment in training and technology has helped our clients increase their productivity. By offering on-line appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this technology saves us money as well, we can keep our rates competitive with anybody in the industry.
Short Turn-Around Times
Superior-Quality Appraisal Reports
On-line Status Reports
Electronic Ordering and Delivery
Competitive Pricing
Through our web site, you can perform a number of tasks. Ordering an appraisal is just a click of a button away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as our content is always being updated. super fast reno appraisal, comp check, reno comp check, reno house values, reno appraiser, sparks appraisal, cold springs appraisal, fast reno appraiser, fast reno appraisal, top dollar appraisal, good appraiser,appraiser, appraisal, home appraisal, house appraisal, real estate appraiser, real estate appraisal, NV. appraiser property appraiser, property appraisal, residential appraisal, commercial appraisal, house appraisers, appraisal services, commercial real estate appraisal, appraisal services, reno appraisal, reno appraiser, washoe appraisal, washoe appraiser, appraisal in reno, reno house appraisal, reno home appraisal, reno appraisal services, reno apraisal, reno apraiser, appraizer, realestate, residential, residntial appraiser, home valuation, value, house value, home value, home, house, reno house value, washoe house value, nevada values, nevada home values, reno home values, whats my house worth, what my home worth, saposnek, valuation, yahoo, google, msn, website, top rank, mortgage, refi, reno refi, refinance house, house refi, ltv, loan, home loan, quick appraisal, quick appraiser, certified appraiser, licenced appraiser, certified reno appraiser,
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